02-06-2016
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Interest rate is 3% and total of 4370.91 will be paid to you at the end of 3 years shat us the present value of that sum

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03-06-2016

$4000
1st. yr. 4000+3%=4120
2nd. yr. 4120+3%=4243.6
3rd. yr. 4243+3%=4370.91

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